Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 728.9% APR.
Example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable)

Instant decision loans: How do they work

Applying for an instant payday loan is fast and is all accessible online. The application itself is short and, provided you are approved, the desired loan amount can be in your bank within the day.

The process is simple:

  1. Ensure that a payday loan is appropriate for your financial circumstances
  2. Complete our online application form, where we ask some questions about you and how you plan to repay the loan
  3. We will submit your application to a panel of lenders who will assess the application
  4. If you are accepted by a lender, you will be provided with an online loan agreement stating the terms of your loan.
  5. If you are totally happy, simply sign the agreement
  6. The funds will be processed, and should usually be in your account on the same day

Payday Party short term payday loans might be appropriate if you require a loan amount of between £50 and £1000. The loan is repayable within the month and never taken for more than 30 days. An instant payday loan could be helpful if you need to address unexpected expense or temporary cash flow issues. These may be in the form of an unexpected bill, an MOT or unforeseen charges you may have incurred somewhere. Instant Payday Loans are, however, not designed for applicants who are not expecting an income within the month and should never be taken out to pay off existing debt. Failure to pay back a Payday Party payday party loan will result in fees which can often make financial situations worse, so it is important that you can guarantee you have the means to pay a short term loan back before applying.

Payday Party loans are fast, simple and discrete. Our short term loans are based entirely online, making it accessible and convenient to apply for an instant payday loan.