Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 728.9% APR.
Example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable)

Payday loans for bad credit

Payday loans for bad credit make it easy for all types of people across the UK to bring pay day forward and cover short-term cash shortfalls. We welcome applications from people of all credit backgrounds, as we understand that your circumstances change over time. Our panel of lenders are more interested in your present circumstances and may be able to help even if you have bad credit.

In the past in the UK, credit has been much more difficult for ordinary people to get their hands on. Banks were reluctant to lend money, especially as they usually only lend large amounts. When giving out these large loans banks were very cautious in who they lent to, meaning millions of people in the UK could not get the cash they needed. Payday loans for bad credit are different though. They are for smaller amounts and are designed to simply cover you until your next pay day. As the amount and length of loans is smaller, the criteria someone looking for credit needs to meet are often not as strict as for traditional credit sources. Our payday loans for bad credit are open to everyone to apply, and we help people with a variety of credit background find a lender that suits them.

Traditional bank loans were usually for one very specific big purchase, like a mortgage for buying a house. Our payday loans for bad credit are different, they are for more everyday purposes. Instead we help cover you find the temporary loan you need until your next pay date. Whether it’s for an unexpected financial emergency like a steep MOT bill, or something else, we don’t judge.

Payday loans for bad credit are also more convenient than some other types of loan, as the process of application is simple. Whilst a bank may require you to fax over documents, charge you for long telephone calls and even ask you to visit the branch in person, our lender's payday loans can be secure from the comfort of your own home, online. Simply complete a straight forward application form and we will do the rest. The process is online, secure. That’s the payday loans for bad credit advantage!